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@ OB
2025-05-20 14:05:22This is great. I would first recommend, take 20% of what you earn and DCA first. The rest is your income. Now see if you can live under that level of income. If you can pay all your bills with that, and have left over, DCA again. This gives you a great pay yourself first strategy, and a more realistic view of your actual disposable income, to help with a budget framework.